Calculate your vehicle running costs
Just Drive knows that finance is important however we want to show you that the finance is only one component of owning a car. The calculator below assists you in calculating how much it costs you to run your car. Just Drive can now also provide you with discounted running costs above your amazing car finance to save you the most money
Discounted Running Costs with a Just Drive Package
We pass on our discounts like fuel, servicing, parts and more...
Got a car in mind?
1300 556 137
Finance only: $77 weekly
Package: $159 weekly
Finance only: $188 weekly
Package: $291 weekly
Finance only: $99 weekly
Package: $188 weekly
Finance only: $73 weekly
Package: $156 weekly
Finance only: $96 weekly
Package: $195 weekly
How to buy a car
Not all cars hold their value, are cheap to run and when you'rd done are easy to sell with a high residual value. These are fundimental to saving as much money as you can when buying a car.
There are many car manufacturers, types and models out there. So before you actually start looking at cars, it's worth narrowing your choices to the type of vehicle that's best for your situation and budget.
Many people obtain financing from the car dealership, but this isn’t fiscally responsible. Dealership interest rates are typically much higher than loan rates obtained from banks and credit unions. Your bank or credit union is one of the best places to start researching car loan rates, and you can obtain “relationship discounts” that you won’t find anywhere else.
Although you may not find the best deals online, you can also use the Internet to review current interest rates. Websites like MoneyAisle can provide up to date information when you need to research car loans. Finally, once you obtain a quote from any financial institution, get the quote in writing. You can then present this quote to the dealership and use it as leverage to negotiate a lower interest rate.
In the past, buying a gently used car was the best way to save money when purchasing a vehicle. A big reason behind this logic is that new cars depreciate considerably the moment they are taken home from the dealership.
Unfortunately, the supply of used cars has decreased dramatically after many were removed as part of the “Cash for Clunkers” program. In addition, more people are holding onto their cars for longer periods of time before looking for a replacement. As a result, prices for used cars have increased significantly, making new cars a more realistic option.
Ultimately, make sure to go into the buying process with an open mind, considering both new and used cars and running the numbers before making your final decision.
As engine technology improves, cars are becoming increasingly often more fuel-efficient with fewer harmful emissions than older cars. In the case of some Hybrid cars, fuel consumption and emissions can be effectively reduced to zero when waiting at lights or driving in slow stop start traffic. Hybrid refers to vehicles powered by a combination of electric motor and petrol engine or electric motor and a diesel engine.
Over time, even small savings in fuel costs can make a big difference to your running costs. So when you compare makes and models, make sure you check fuel performance for the type of driving you will be doing. You'll find fuel consumption figures for most new cars on manufacturers' websites. It's also often included in individual car reviews.
Tyres, Parts and Servicing
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What you need to know about leasing a car for your teenager
Handing over car keys to your teenager can be daunting. Not only are you worried about how safe they’ll be on the road, putting them behind the wheel of their own car entails some serious decision-making. If it’s a new car, there are hundreds of models from some 60 brands to think about, a number that rises exponentially if you decide to buy one second-hand.
Many families are tempted to save money with the latter option. But by doing so you won’t always get the car you want. And buying a used car can mean buying into someone else’s problems.
Leasing a car for your teenager is one option that can allow you to get them into a new car for less money up front. You just need to be aware that leasing isn’t for everyone.
Understanding ANCAP: Why not all car safety ratings are equal
There was a time when safety was an afterthought in the car business, something only Volvo and Mercedes-Benz even bothered to tempt buyers with. Now, though, even bargain-basement city cars are pushed for their “five-star” safety credentials.
But while it sounds good, what do star ratings mean? Well, these ratings refer to the Australasian New Car Assessment Program (ANCAP), an independent safety advocate and source of information on the level of crash safety offered by passenger and light-commercial vehicles in the Australian and New Zealand markets.
ANCAP has published more than 500 crash-test results since 1993, awarding vehicles a rating between one and five stars based not only on the level of safety they offer in a crash but on their ability to avoid one in the first place.
Let's talk about fringe benefits tax
If there’s one category that Australian buyers can’t get enough of at the moment, it’s the SUV (sport utility vehicle). In 2015 SUVs accounted for 35.4 per cent of the Australian market, up from 31.4 per cent in 2014, continuing years of rampant growth for the segment.
And we’re not buying them just for their dash of off-road ability. We also like their easy access, the good visibility afforded by their high driving positions and the promise of better practicality than a regular road car. Indeed, some of these top city-friendly contenders don’t even bother with the premise of being able to be taken off the beaten track.
5 city-friendly SUVs you need to consider
It's safe to say that no one is ever particularly excited about the prospect of paying taxes. This is one of the most significant reasons that fringe benefits tax (FBT) continues to be such a point of contention for anyone considering a salary packaged car in Australia. This is certainly the case at Smartleasing, where many customers have echoed these concerns.
Your FBT liability under a novated lease is actually far less scary than you'd think. At Smartleasing, we use the Employee Contribution Method (ECM) for FBT – payments are taken from both pre- and post-tax income, and the post-tax part is specifically calculated to offset your FBT liability.
The bottom line is that you're not likely to ever receive an FBT bill with Smartleasing. If you want to learn more about the ins and outs of this system, keep on reading!